Today, Binance rolled out RWUSD, the latest addition to its Binance Earn lineup. This new product lets you park your USDT or USDC in a principal‑protected structure that taps into real‑world assets. Think tokenized U.S. Treasury bills to deliver solid, steady returns.
From Treasuries to Crypto
Here’s how it works: you swap your USDT or USDC for RWUSD tokens at a 1:1 rate. Every day, RWUSD quietly earns rewards, which are dropped back into your Spot Account in the form of more RWUSD. When you’re ready to cash out, you have two choices:
- Fast Redemption for instant access (0.1% fee, with some free redemptions each month)
- Standard Redemption in three business days (0.05% fee)
“RWUSD is our newest Earn product and offers users a way to enjoy relatively stable rewards at market-competitive rates. Binance Earn has helped over 11 million users accrue earnings and savings with their crypto assets, and we will continue to make crypto more rewarding and engaging for users,” said Jeff Li, VP of Product at Binance. “Binance is committed to increasing the freedom of money, and the community’s positive feedback for BFUSD and LDUSDT tells us we are on the right track in developing RWUSD.”
A few things you’ll appreciate about RWUSD:
- Steady, Competitive Returns
By benchmarking against high‑quality real‑world assets like U.S. Treasury bills, RWUSD aims to smooth out the usual crypto volatility and keep yields attractive. - High Subscription Limits
Want to put up to $5 million to work? Go for it—your rate stays the same, no tiered surprises. - Collateral Perk
You can use your RWUSD as collateral for a Binance VIP Loan and still earn daily rewards. It’s a neat way to keep your capital working. - Daily Compounding
Rewards hit your account every day—small sums that add up over time. - Flexible Cash‑Out Options
Choose speed or savings depending on how quickly you need your funds.
RWUSD isn’t a tradable token outside Binance, nor is it a security or an on‑chain asset. It simply tracks what you’ve subscribed and the rewards you’ve earned. That keeps things straightforward and compliant.
Binance Earn tracks more than 11 million users who’ve already grown their crypto balances through products like this. With RWUSD, Binance is doubling down on its promise to push “the freedom of money” forward, especially for folks who haven’t always had access to traditional financial services.
