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Ripple

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Table of contents
    1. 0.2. What Ripple Does
    2. 0.4. Why Ripple Matters

Ripple is a fintech company that develops blockchain-based solutions for global payments and is best known for its role in creating and supporting the XRP Ledger and the cryptocurrency XRP.

What Ripple Does

Ripple’s main product, RippleNet, connects banks, financial institutions, and payment providers to enable fast, low-cost international money transfers. It uses blockchain technology to settle cross-border payments in real time, offering an alternative to legacy systems like SWIFT. While Ripple uses XRP in some of its solutions, not all RippleNet services require the token.

Why Ripple Matters

Ripple plays a key role in bridging traditional finance with blockchain. By providing scalable and regulatory-friendly solutions for global payments, it aims to modernize how money moves across borders. Ripple’s work with financial institutions and its legal battle with the U.S. SEC have also made it a high-profile player in the crypto industry.