- XRP loans to be offered only to NYSE and NASDAQ-listed firms starting Q3 2025.
- Loans will be secured by assets or converted into stock and posted on the XRP Ledger.
- XRP futures on CME will be used to hedge risk and manage market exposure.
Ault Capital Group, a subsidiary of Hyperscale Data, has revealed plans to introduce a beta version of an XRP-based lending platform in the third quarter of 2025. The new platform will target publicly traded firms and aims to offer enterprise-level access to decentralized finance through loans issued in XRP. The announcement follows Hyperscale Data’s recent move to acquire up to $10 million worth of XRP to support the initiative.
The group plans to use XRP futures from the Chicago Mercantile Exchange to help control the level of market turbulence with XRP. By including these contracts, the lending process gains an extra layer of risk management, offsetting the risks linked to changes in XRP prices.
These loans must be repaid with XRP which means transferring it between exchanges could affect your exposure to markets. The firm stressed that it would keep checking the costs and chances of success for hedging strategies to decide the extent of the program to implement.
On-Chain Posting and Futures Hedging
Ault Capital Group intends to manage price volatility associated with XRP by using XRP futures traded on the Chicago Mercantile Exchange. These contracts are expected to provide a hedge against XRP market fluctuations, adding a risk management layer to the lending process.
The loans will be repaid in XRP, making market exposure a key consideration. Ault Capital Group emphasized that it would continue monitoring the feasibility and costs associated with hedging strategies to determine the program’s scope.
Blockchain-Based Lending and Tokenization Strategy
The lending platform is part of Ault Capital Group’s broader roadmap to integrate blockchain solutions into traditional financial infrastructure. The company stated that this action fits with its goal to tokenize real assets and provide blockchain financing to listed companies. The group is expected to announce more products as part of its crypto finance plans.
The document warned about the risks involved in rolling out the platform and buying XRP. Among the risks are market fluctuations, extra costs for protecting against risks, limited financial resources, and regulatory challenges. According to the company, these factors might require adjusting the timeline and scope of the project.
