VTI Stock Price: Vanguard ETF Analysis & 2026 Guide

Last Updated: November 3, 2026

Quick Answer: The VTI stock price was $370.00 at the close on November 2, 2026, down 0.42% on the day and about 3.7% below its August 13 closing high of $384.25, according to Vanguard. VTI, officially the Vanguard Morningstar Total Stock Market ETF since July 2026, charges a 0.03% expense ratio, held 3,519 U.S. stocks on September 30, 2026, and paid $3.95 per share in dividends over the last four quarters, a trailing yield of about 1.07%. Through October 31, 2026, it returned 11.78% year to date and 14.87% a year over 10 years at market price.

Key Takeaways:

• Price: $370.00 at the November 2, 2026 close; 52-week closing range of $311.67 (March 30, 2026) to $384.25 (August 13, 2026), according to Vanguard
• New name: since July 29, 2026 the fund is called the Vanguard Morningstar Total Stock Market ETF, after its index was renamed the Morningstar US Total Market Index; the ticker and the 0.03% fee did not change
• Size: about $2.32 trillion across all share classes and $689.2 billion in the ETF share class on September 30, 2026
• Dividend: paid quarterly; the latest payment was $0.9555 per share on September 30, 2026, when Vanguard’s 30-day SEC yield was 1.03%
• Concentration: on September 30, 2026 the top 10 holdings were 36.1% of assets, led by Nvidia at 7.1%, and technology was 43.1% under Vanguard’s sector classification
• Outlook: Vanguard’s own model expects U.S. stocks to return 4.8% to 6.8% a year over the next decade (September 30, 2026 run), well below VTI’s 14.87% annual return over the past 10 years

The VTI stock price rarely makes headlines the way individual stocks do, and that is precisely the point. Vanguard’s total stock market ETF is designed for investors who want to own nearly the entire U.S. equity market in a single ticker, without making bets on any one company, sector or trend. On November 2, 2026, VTI closed at $370.00, according to Vanguard’s quote data, after a 1.76% drop on October 30.

For long-term investors, VTI is one of the most discussed ETFs in the market. This page tracks its current price, yield, holdings, returns and costs with dates and sources, compares it with VOO and VXUS, and summarizes what analysts and fund researchers say. It does not set price targets and is not investment advice. For a step-by-step guide to buying shares, see our separate guide on how to invest in VTI.

What Is VTI?

VTI is the ticker symbol for the Vanguard Morningstar Total Stock Market ETF, a passively managed fund that tracks the Morningstar US Total Market Index. Vanguard describes that index as representing approximately 100% of the investable U.S. stock market, including large-, mid-, small- and micro-cap stocks regularly traded on the New York Stock Exchange and Nasdaq. The fund holds a representative sample of the index, weighted by market value, rather than every single stock.

Until Morningstar rebranded the CRSP Market Indexes in July 2026, the index was known as the CRSP US Total Market Index. On April 29, 2026, Vanguard announced that it would add “Morningstar” to the names of its U.S. equity index funds that track those indexes, effective July 29, 2026. Vanguard said the change would not affect the funds’ investment objectives or how they are managed. The ticker VTI and the 0.03% expense ratio stayed the same.

The fund launched on May 24, 2001, and is issued by The Vanguard Group. Its ETF shares trade on NYSE Arca under the VTI ticker. VTI is one share class of a much larger fund: the Vanguard Morningstar Total Stock Market Index Fund had about $2.32 trillion in total net assets on September 30, 2026, of which $689.2 billion sat in the ETF share class, according to Vanguard’s fact sheet. The same fund also offers Admiral Shares, a mutual fund class. Vanguard Capital Management, a Vanguard subsidiary, manages the portfolio, and Vanguard lists Walter Nejman, Michelle Louie and Nick Birkett as its portfolio managers.

The fund held 3,519 stocks on September 30, 2026, compared with 3,478 in its benchmark, which makes it one of the broadest U.S. stock ETFs available to investors.

VTI Stock Price Today: Key Data

Here is a snapshot of VTI’s price and fund data. Prices come from Vanguard’s quote page (FactSet data); fund figures come from Vanguard’s fund page and its September 30, 2026 fact sheet.

Source: Vanguard’s VTI fund page and fact sheet, read November 3, 2026. The trailing yield is our calculation: the last four quarterly dividends divided by the November 2 closing price.

VTI slipped at the start of November after its 1.76% drop on October 30, leaving it about 3.7% below its August 13 closing high. The broader market moved the same way: the S&P 500 closed at 7,541.40 on November 2, about 3.9% below its 52-week high of 7,844.52 set on October 6, according to CNBC. Earlier in the year, VTI lost 4.01% in the first quarter of 2026 and hit its 52-week closing low of $311.67 on March 30, then gained 15.68% in the second quarter and 1.39% in the third, according to Vanguard’s market price returns.

VTI Holdings and Sector Breakdown

With 3,519 stocks, VTI spreads its money across far more companies than an S&P 500 fund, but it is weighted by market value, so the largest companies still dominate. On September 30, 2026, the top 10 holdings made up 36.1% of net assets, leaving 63.9% spread across about 3,500 other stocks, according to Vanguard’s fact sheet.

The 10 largest holdings on September 30, 2026 were Nvidia (7.1%), Apple (6.6%), Microsoft (5.2%), Alphabet (4.9%), Amazon (3.3%), Broadcom (2.3%), Meta Platforms (2.2%), Micron Technology (1.6%), Tesla (1.4%) and Advanced Micro Devices (1.4%). Our Nvidia stock forecast covers the fund’s largest holding in detail.

Sector breakdown as of September 30, 2026:

Vanguard reports VTI’s sectors under the Industry Classification Benchmark (ICB). That system groups companies differently from the GICS sectors shown for many S&P 500 funds, so VTI’s 43.1% technology weight is not directly comparable with an S&P 500 fund’s information technology weight. Either way, technology is the largest sector by a wide margin, while financials, health care, industrials and consumer companies give VTI more balance than a pure technology or growth fund. For a direct contrast, our analysis of the SPY stock price covers the S&P 500’s narrower 500-stock construction, and our QQQ stock price page covers the best-known Nasdaq-100 tracker.

VTI Historical Performance

VTI’s long-term numbers are strong, although past returns do not predict future results. Since its launch on May 24, 2001, the fund has returned an average of 9.38% a year at market price through October 31, 2026, and 14.87% a year over the last 10 years, according to Vanguard. Both figures include reinvested dividends.

Performance as of October 31, 2026 (total returns; periods over one year are average annual returns):

Over 10 years, VTI’s cumulative return at market price was 300.03%, so $10,000 invested at the end of October 2016 with dividends reinvested would have grown to about $40,003 by October 31, 2026, before taxes. The fund has also tracked its index closely: its 10-year average return of 14.87% compares with 14.88% for its spliced benchmark.

Calendar-year returns based on net asset value, according to Vanguard:

The fund is not immune to downturns. VTI lost 19.50% in 2022, a year of sharp Federal Reserve rate increases, and in 2026 it fell 4.01% in the first quarter before recovering. Because it holds only stocks and stays fully invested, it falls with the U.S. market in every broad sell-off.

VTI Dividend: How Much Does VTI Pay and When?

VTI pays dividends quarterly. Its ex-dividend dates fall near the end of March, June, September and December, and payment follows two to four days later. The ex-dividend date and the record date fall on the same day. The most recent dividend was $0.9555 per share, paid on September 30, 2026 to holders of record on September 28, which was also the ex-dividend date, according to Vanguard.

Source: Vanguard’s VTI distribution history, read November 3, 2026.

The last four payments add up to $3.95 per share, a trailing yield of about 1.07% at the November 2 close of $370.00. Morningstar lists a trailing 12-month yield of 1.06%, and Vanguard’s 30-day SEC yield, a standardized measure of the income a fund earns after expenses, was 1.03% on September 30, 2026. Payouts vary from quarter to quarter: the September 2026 dividend was 5.3% higher than the $0.9072 paid a year earlier (ex-dividend September 29, 2025, paid October 1), while the June 2026 payment was the largest of the last six.

Vanguard had not announced VTI’s December 2026 dividend as of November 3, 2026. Last year’s December payment went ex-dividend on December 22, 2025 and was paid on December 24, 2025.

VTI vs. VOO, VXUS and Other Alternatives: What Investors Should Know

VTI’s closest competitors are other broad U.S. stock ETFs, while VXUS is the usual complement for investors who also want stocks outside the U.S. Here is how VTI compares with Vanguard’s S&P 500 ETF (VOO) and its Total International Stock ETF (VXUS), using Vanguard’s own data.

Returns are at market price through October 31, 2026; holdings, assets and P/E ratios are as of September 30, 2026. Trailing yields are our calculation from each fund’s last four dividends and early November 2026 prices. Source: Vanguard fund pages for VTI, VOO and VXUS.

• VOO (Vanguard S&P 500 ETF) holds only the roughly 500 companies in the S&P 500 and charges the same 0.03%. It closed at $691.32 on November 2, 2026. Over the 10 years to October 31, 2026, VOO returned 15.41% a year against VTI’s 14.87%, a gap that reflects weaker returns from the mid- and small-cap stocks that VTI holds and VOO does not. Vanguard’s data show an R-squared of 0.99 between VOO and the Dow Jones U.S. Total Stock Market Float Adjusted Index over the 36 months to September 30, 2026, which means the two have moved almost in step. Our VOO stock guide covers that fund in detail.
• VXUS (Vanguard Total International Stock ETF) is a complement rather than a substitute: it holds 8,901 stocks in developed and emerging markets outside the U.S. and charges 0.05%. It beat VTI over the year to October 31, 2026 (13.21% against 12.05%), but over 10 years it returned 9.06% a year against VTI’s 14.87%. Its P/E ratio of 16.1x was well below VTI’s 24.1x on September 30, 2026.
• SCHB (Schwab U.S. Broad Market ETF) tracks the Dow Jones U.S. Broad Stock Market Index and charges 0.03%, according to ETF Central data.
• ITOT (iShares Core S&P Total U.S. Stock Market ETF) tracks the S&P Total Market Index and also charges 0.03%.

What separates VTI from sector bets is the deliberate absence of conviction. An investor buying VTI is making no prediction about which industry will outperform; they are simply buying the U.S. stock market as a whole. For those who do want individual company exposure, Blockchainreporter covers U.S.-listed names such as PLTR stock and QBTS stock.

Why VTI’s 0.03% Expense Ratio Matters

An expense ratio of 0.03% means an investor pays about $3 a year for every $10,000 invested, or $30 on $100,000, deducted from the fund’s assets rather than billed separately. A fund charging 1.0% would take about $1,000 a year from the same $100,000, and because fees are charged every year, the difference compounds over a long holding period. VOO, SCHB and ITOT also charge 0.03%, while VXUS charges 0.05%.

Vanguard says it is owned by its funds, which in turn are owned by the funds’ shareholders. In February 2025 the firm announced what it called the largest fee cut in its history: lower expense ratios on 168 share classes across 87 funds, effective February 1, 2025, which Vanguard expected to save investors more than $350 million that year alone. VTI’s expense ratio is 0.03%, according to Vanguard’s latest figure, dated April 28, 2026.

Risks to the VTI Price

VTI’s diversification reduces single-stock and single-sector risk but does not eliminate market risk. Key considerations for late 2026:

U.S.-only exposure. Foreign holdings were just 0.1% of VTI on September 30, 2026, according to Vanguard. Investors with no other holdings are fully dependent on the U.S. economy and U.S. market sentiment. A global diversification approach would typically pair VTI with an international fund such as VXUS.

Market-cap weighting concentration. Despite 3,519 holdings, the top 10 stocks made up 36.1% of the fund and technology 43.1% on September 30, 2026. A sell-off in large technology stocks would move VTI meaningfully, even if most of its other holdings held steady. Vanguard’s own risk disclosure notes that information technology stocks make up a significant portion of the index and that the fund could become “nondiversified” as defined under the Investment Company Act of 1940 because of an index rebalance or market movements.

Interest rate sensitivity. Large growth companies, which dominate the top of VTI’s portfolio, are sensitive to interest rate expectations. In its October 21, 2026 forecast update, Vanguard said higher long-term interest rates had become a growing headwind for its stock return expectations.

Valuation. VTI’s portfolio traded at 24.1 times earnings on September 30, 2026. Vanguard says U.S. stocks “remain highly valued” even after valuations improved in the third quarter, and its 10-year return outlook for U.S. equities is far below what VTI delivered over the past decade.

No downside protection. VTI is passive and fully invested at all times. In a bear market it declines with the market, as it did in 2022 when it lost 19.50%, and there is no mechanism to shift into defensive assets.

VTI Price Forecast: What Do Analysts and Fund Researchers Expect?

Wall Street analysts do not issue price targets for VTI itself, and this page does not publish its own. The closest published views come from three places.

Holdings-based analyst target. TipRanks builds an ETF price target from Wall Street’s 12-month targets on the fund’s holdings. For VTI it showed an average of $468.94, with a high of $585.03 and a low of $363.95, based on targets for 3,446 holdings issued over the past three months. That was 26.2% above the October 30 close of $371.57, and the holdings-based consensus rating was Moderate Buy. Because the figure adds up single-stock targets rather than forecasting the fund, it is better read as a gauge of analyst sentiment toward VTI’s holdings.

S&P 500 strategist targets. Large S&P 500 companies drive most of VTI’s moves, so strategists’ S&P 500 targets are a useful proxy. In a Reuters poll of 46 strategists, analysts and portfolio managers conducted from August 12 to 25, 2026, the median forecast put the index at 7,900 at the end of 2026, about 4.8% above its November 2 close of 7,541.40. J.P. Morgan raised its end-2026 target to 8,000 on August 10, and Morgan Stanley raised its year-end target to 8,000 in May with a mid-2027 target of 8,300, Reuters reported. BofA Securities was more cautious, with a year-end target of 7,100 cited in the August poll report.

Vanguard’s 10-year outlook. The Vanguard Capital Markets Model, in a September 30, 2026 run published on October 21, expects U.S. stocks to return 4.8% to 6.8% a year over the next 10 years, up from 4.2% to 6.2% three months earlier, because valuations eased and earnings and profit margins strengthened. It expects developed markets outside the U.S. to return 5.3% to 7.3% a year and emerging markets 3.7% to 5.7%. These are nominal returns before inflation, taxes and fees, and Vanguard cautions that valuations are poor predictors of short-term performance.

Taken together, these views point in different directions: holdings-based targets imply sizable upside over 12 months, strategists’ S&P 500 targets imply modest gains by the end of 2026, and Vanguard’s long-term model expects returns well below VTI’s last decade. None of them is a guarantee.

Is VTI a Good Investment in 2026?

Morningstar analyst Brendan McCann, who last rated the fund on April 27, 2026, described it as “a one-stop shop for all US stocks” and wrote that its low fee and efficient portfolio give it a long-term edge. Morningstar shows the fund’s current Medalist Rating only to subscribers and discloses that VTI tracks an index created or licensed by Morningstar.

For investors with long time horizons, VTI remains one of the most straightforward and low-cost ways to participate in the U.S. stock market. Its 3,519 holdings limit the damage any one company can do, although Nvidia alone was 7.1% of assets on September 30, 2026. Its 0.03% expense ratio means almost all of the market’s return reaches the investor: over the 10 years to October 31, 2026, VTI’s 14.87% average annual return was within 0.01 percentage point of its benchmark.

The honest caveat is about expectations. VTI returned 14.87% a year over the past decade, while Vanguard’s own model now expects 4.8% to 6.8% a year for U.S. stocks over the next decade. Investors expecting the next 10 years to repeat the last 10 may be setting expectations too high, and anyone with a short time horizon should remember that VTI lost 19.50% in 2022.

Whether VTI fits a portfolio depends on an investor’s goals, time horizon and other holdings. This page tracks the facts; it is not investment advice.

Frequently Asked Questions

What is the VTI stock price today?
VTI closed at $370.00 on November 2, 2026, down $1.57 or 0.42% on the day, according to Vanguard’s quote data. That left it about 3.7% below its August 13 closing high of $384.25 and about 18.7% above its March 30 closing low of $311.67. VTI trades on NYSE Arca during regular U.S. market hours, so its price changes throughout each trading day.

What does VTI track?
VTI tracks the Morningstar US Total Market Index, which was known as the CRSP US Total Market Index until July 2026. Vanguard says the index represents approximately 100% of the investable U.S. stock market, including large, mid, small and micro caps traded on the NYSE and Nasdaq. The fund holds a representative sample of about 3,500 stocks, weighted by market value.

What is VTI’s expense ratio?
VTI’s expense ratio is 0.03% a year, according to Vanguard. That works out to about $3 a year for every $10,000 invested, or $30 on $100,000, deducted from the fund’s assets rather than billed separately. It is the same fee as Vanguard’s S&P 500 ETF, VOO, while Vanguard’s Total International Stock ETF, VXUS, charges 0.05%.

How many stocks does VTI hold?
VTI held 3,519 stocks on September 30, 2026, according to Vanguard’s fact sheet, compared with 3,478 in its benchmark index. Holdings range from the largest U.S. companies, led by Nvidia at 7.1%, Apple at 6.6% and Microsoft at 5.2%, to small and micro caps. The 10 largest holdings made up 36.1% of the fund on that date.

Is VTI better than VOO?
Neither is better in every case; they serve slightly different purposes. Both charge 0.03%. VOO holds the roughly 500 companies in the S&P 500, while VTI holds about 3,500 U.S. stocks of every size. Over the 10 years to October 31, 2026, VOO returned 15.41% a year and VTI 14.87%, according to Vanguard, so their long-term results have been close.

Does VTI pay dividends?
Yes. VTI pays dividends quarterly. Its last four payments, from December 2025 to September 2026, totaled about $3.95 per share, a trailing yield of roughly 1.07% at the November 2, 2026 close. Vanguard’s 30-day SEC yield was 1.03% on September 30, 2026. The latest dividend was $0.9555 per share, paid on September 30, 2026 to holders of record on September 28.

When is VTI’s next dividend?
Vanguard had not announced VTI’s next dividend as of November 3, 2026. Its ex-dividend dates usually fall near the end of March, June, September and December, with payment a few days later. Last year’s December payment had an ex-dividend date of December 22, 2025 and was paid on December 24, 2025. To receive a dividend, an investor must own shares before the ex-dividend date.

When did VTI launch?
VTI launched on May 24, 2001, and is issued by The Vanguard Group. Since inception it has returned an average of 9.38% a year at market price through October 31, 2026, according to Vanguard, including reinvested dividends. It is the ETF share class of a Vanguard index fund that also offers Admiral Shares, a mutual fund class with the same portfolio.

What is VTI’s AUM?
VTI’s ETF share class had $689.2 billion in net assets on September 30, 2026, according to Vanguard. The full Vanguard Morningstar Total Stock Market Index Fund, which also includes its mutual fund share classes, had about $2.32 trillion, so the ETF class held roughly 30% of the fund. Morningstar also lists total fund assets of $2.32 trillion.

Why did VTI change its name?
On July 29, 2026, the fund became the Vanguard Morningstar Total Stock Market ETF. Vanguard announced the change on April 29, 2026, as Morningstar was rebranding the CRSP Market Indexes, the index family the fund tracks. Vanguard said the change would not affect the fund’s investment objective or how it is managed. The ticker VTI and the 0.03% expense ratio stayed the same.

What is the difference between VTI and VXUS?
VTI holds only U.S. stocks, while VXUS, Vanguard’s Total International Stock ETF, holds 8,901 stocks from developed and emerging markets outside the U.S. VTI charges 0.03% and VXUS 0.05%. Over the 10 years to October 31, 2026, VTI returned 14.87% a year and VXUS 9.06%, but VXUS led over the latest year, 13.21% against 12.05%.

What is the VTI price prediction for 2026 and beyond?
There is no official VTI price target, and this page does not publish one. TipRanks’ holdings-based average analyst target was $468.94 in early November 2026. A Reuters poll in August put the S&P 500’s median end-2026 level at 7,900. Vanguard’s model expects U.S. stocks to return 4.8% to 6.8% a year over the next decade.

This article is for informational purposes only and does not constitute financial advice. ETF prices change in real time and past performance does not guarantee future results.

Data sources: Vanguard VTI, VOO and VXUS fund pages (prices, returns, distributions and characteristics, read November 3, 2026), Vanguard VTI fact sheet (September 30, 2026), Vanguard press release (April 29, 2026), Vanguard Capital Markets Model forecasts (October 21, 2026), Vanguard fee-cut announcement (February 3, 2025), Morningstar VTI analysis (April 27, 2026), TipRanks VTI forecast (read November 3, 2026), CNBC S&P 500 quote (November 2, 2026 close), Reuters (May 13, August 10 and August 26, 2026), ETF Central (October 28, 2026). Checked November 3, 2026.

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