Artificial intelligence (AI) chatbots have made significant advancements since the release of ChatGPT 3 in November 2022. Today, they’re capable of much more than just regurgitating web content. AI models can synthesize data, draw informed conclusions, and even identify trends that humans may miss.
With that, AI crypto predictions are becoming increasingly popular for determining what might happen next in the volatile world of digital assets. So with XRP on a hot streak lately, its price up 44% this month and trading volume up 150% today, we wanted to know where it could be headed in 2026.
As such, we asked three different AI models (ChatGPT, Gemini, and DeepSeek) to predict XRP’s price by the end of 2026. DeepSeek’s forecast may shock even the most optimistic XRP holders.
Meanwhile, ChatGPT and Gemini appear to offer more balanced predictions. ChatGPT also mentions Bitcoin Hyper as a promising alternative to XRP, suggesting 23x gains are on the horizon. Let’s explore these AI price predictions more deeply.
ChatGPT Backs XRP to Hit $6 by 2026
Each AI model provided three varying outcomes: a base case, a bull case, and a bear case. For brevity, our focus will be on comparing the base case of each. Readers should consider that the convergence of macroeconomic, ecosystem, and market-wide catalysts may lead to more bullish or bearish outcomes.
Starting with ChatGPT’s XRP forecast, the chatbot targets a range of $3.5 to $6 in 2026. It estimates a 55% probability of this occurring and states that factors such as continued institutional inflows, steady legal & regulatory clarity, and XRP Ledger usage in cross-border and CBDC settlements contribute to this outlook.
Gemini’s XRP Price Prediction Aligns With ChatGPTs
What’s interesting is that the Gemini and ChatGPT models provide identical base case targets of $3.5 to $6. This confluence could suggest an even stronger likelihood of XRP hitting this range in 2026.
Regarding key price drivers, Gemini cites a stable regulatory environment, moderate institutional adoption, a steady cryptocurrency market, and the development of the XRP Ledger.
“This range is supported by several analysts who see XRP stabilizing in the low to mid-$3 range by the end of 2025,” explained Gemini, adding, “and then seeing a more conservative climb to around $5-$6 by 2026.”
XRP is Poised for a “Monumental Surge” to $30, Says DeepSeek
China’s AI DeepSeek offered a shocking prediction for XRP’s price in 2026, forecasting it could reach $30. This is 400% higher than the forecasts provided by ChatGPT and Gemini. So is this a baseless prediction, or could it really happen? Let’s look at the catalysts:
DeepSeek says mass adoption in payments and CBDCs could be a primary driver of XRP’s gains.
“Ripple’s ODL (On-Demand Liquidity) is expanding rapidly, with major partnerships in Asia, Africa, and the Middle East,” it explained.
DeepSeek then noted that “If just 5% of global FX transactions ($5T daily) use XRP, demand could skyrocket.” That’s a huge assumption, but with the SEC lawsuit overhang out of the way, XRP is steadily gaining adoption. This means the $30 prediction should not be entirely ruled out.
That said, the confluence between ChatGPT and Gemini’s forecast indicates that $3.5 – $6 is a more reliable target. It’s also worth paying attention to an alternative that ChatGPT recommended, called Bitcoin Hyper. This project is currently undergoing a presale, and ChatGPT has backed it for a 23x gain once it is listed on exchanges.
ChatGPT Says $HYPER Could Hit $0.28 by 2026
Bitcoin Hyper is currently on a tear in its presale, having raised a whopping $4.5 million so far.
The project is raising funds to build a Bitcoin layer 2 blockchain that will bring scalability and smart contract functionality to the Bitcoin ecosystem. It’s also the first Bitcoin L2 built using the Solana Virtual Machine, which is expected to make it the fastest on the market.
Moreover, this means Solana developers can port their apps or tokens to the Bitcoin Hyper L2 in seconds, enabling them to leverage Bitcoin’s security and liquidity. Currently trading at $0.012375, ChatGPT predicts that Bitcoin Hyper could surge to between $0.14 and $0.28 by the end of 2026, representing a potential 23x gain.
ChatGPT says that Bitcoin Hyper has narrative alignment with its “Solana speed on Bitcoin” value proposition, alongside a scarce supply and staking, sufficient room for growth compared to other L2s, and an early-stage advantage in the Bitcoin L2 race.
It’s also worth emphasizing that the project’s $4.5 million presale raised, coupled with Bitcoin’s recent $123,000 all-time high (ATH), provides $HYPER with real momentum. In turn, this could well translate to strong gains.
However, presale price hikes will occur throughout the campaign. The next is scheduled in just two days. This adds urgency and FOMO to the project and incentivizes investors to act quickly.
This article is not intended as financial advice. Educational purposes only.
