Cardano (ADA) once drew comparisons to Ethereum as it was touted as the next big L1 protocol in previous bull cycles. XRP, on the other hand, dominated the headlines after going on a 5x run that peaked at $3.40 in late 2024. But fast forward to today, the narrative is slipping. While ADA holders are hoping for a run at $5, and XRP bulls are targeting $10, the consensus among analysts is that it’s not happening this year.
Instead, an unexpected new challenger, Remittix (RTX), is capturing the smart money inflows from the lower-cap, high-potential corner of the market and analysts believe it will outperform ADA and XRP altogether. Here’s why.
Remittix presale approaching $16M in funding
The smart money knows presales and low-caps offer the greatest ROIs at the lowest entry points. And in that regard, PayFi powerhouse Remittix (RTX) is quickly emerging as one of the most compelling new names in crypto. What sets RTX apart isn’t just hype; it’s a thoughtfully engineered financial ecosystem tailored for long-term value and real-world impact.
The vision is compelling. Remittix is streamlining and modernizing the $190 trillion cross-border payments industry by creating the first crypto-to-fiat protocol that allows crypto users to send to any bank account in the world through a secure, non-custodial wallet that gives users complete control over their assets. Coupled with just a 1% flat fee on transactions and 0% FX charges, it’s easy to see why Remittix is seen as the next game changer ready to moon.
Its native token RTX, meanwhile, allows holders to earn passive income through staking, participate in project governance, and access an exclusive VIP program featuring tiered benefits including a platinum debit card and yield opportunities of up to 18%.
XRP run to $10 hinges on XRP ETF
With crypto ETFs gaining traction, XRP is getting renewed attention from investors who see big potential ahead. Analyst Zach Rector believes XRP could climb to $10, largely because he expects an XRP-based ETF to attract serious institutional money even with conservative estimates.
Rector predicts that in its first year, an XRP ETF could pull in $4 to $8 billion from large investors. That kind of demand could give XRP’s market value a huge lift. Rector points to past data like in April 2025, when just $12.87 million flowing into XRP caused its market cap to spike by nearly $8 billion in hours. It shows how sensitive XRP is to new money, and why a $10 target might not be as far-fetched as it sounds.
XRP could hit $10 if an ETF is approved. Source: Polymarket
Cardano bulls target $5 with improving TVL and performance
In a surprising pivot, crypto entrepreneur Alex Becker has changed his tune on Cardano, calling the network “fast as hell” and projecting that ADA could climb to $4–$5 in the near future. This marks a stark reversal from his earlier criticism, when he dismissed Cardano as a “ghost chain” due to its relatively low Total Value Locked (TVL), which remains modest at around $250 million way behind Ethereum and Solana.
Becker recently revealed Cardano was one of his biggest buys in early February, signaling renewed conviction. If his forecast holds, ADA could deliver gains of over 700-800% from its current $0.56 range. However, that’s not going to happen in 2025.
ADA TVL sitting at $250 million. Source: DefiLlama
The verdict: XRP vs ADA vs RTX
In an ecosystem where legacy tokens are burdened by regulatory inertia and bloated market caps, Remittix emerges as the leaner, smarter play. With real-world utility, institutional readiness, and runway for exponential growth, RTX doesn’t just compete with XRP and ADA it redefines what early-stage opportunity looks like in the PayFi era. For investors seeking asymmetric upside without the drag of historical baggage, the future isn’t delayed, it’s being built now and its name is Remittix.
Discover the future of PayFi with Remittix by checking out their presale here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
This article is not intended as financial advice. Educational purposes only.
