Defi News

Decentralized Finance (DeFi) is an umbrella term to describe financial instruments and services running on decentralized blockchains like Ethereum and Cardano.

These solutions aim to recreate and replicate traditional financial services in a trustless environment, run by smart contracts and open to the global audience. All activities are done transparently in an auto-auditable system without third parties.

DeFi versus Traditional Finance

Accordingly, with DeFi, users can receive what they would from a financial institution. These services can include payment, lending, superior yields, trading, and much more. However, because of the digital existence of its solutions, users don’t have to fill out paperwork. When they participate, DeFi protocols tend to offer better returns. It is important to note that DeFi expands on Bitcoin’s offerings. Bitcoin is a permissionless public ledger allowing users to transfer value in a peer-to-peer manner cheaply and securely. DeFi relies on smart contracts to roll out superior offerings building on the base properties of decentralization, security, transparency, and openness as espoused by Bitcoin. Subsequently, its decentralized financial services are suitable alternatives to financial institutions less the associated costs and restrictions. DeFi, being a service running on a decentralized, global layer, is open for everyone with a secure internet connection and a supporting non-custodial wallet.

DeFi Benefits

Since DeFi runs on public, global, and transparent blockchains, users benefit from the following:

    • Speed and convenience because all that’s required for operation is a secure, non-custodial wallet like MetaMask and others. Unlike traditional finance, where a user must submit identifying details as a form of registration, DeFi bypasses this system by enabling access only with a wallet while preserving privacy. The underlying blockchain network is also operational daily, meaning DeFi users can access services anytime.
    • DeFi protocols, by default, preserve the privacy of its users. All that’s needed is a compatible wallet, and a user is free to access superior decentralized financial services. This route diverges from the approach taken by traditional counterparts who emphasize retaining a database of its users.
    • DeFi solutions are flexible, giving users the freeway to hop between financial dApps from a single wallet. Leading non-custodial wallets give users the capability, for instance, to supply liquidity in a decentralized exchange at one dApp, and yield farm in another protocol for even more rewards. Intra-connection is one possibility, and cross-chain compatibility is another capability with DeFi. Supportive wallets can port users between networks conveniently and securely. Users only have to switch networks from a wallet to access services.
    • With DeFi, users often receive comparatively higher yields than in traditional setups. By providing liquidity in a lending platform, for instance, a user gets a higher APY than those offered in leading savings accounts. By extending their participation to yield farming, users can even double- or triple-digit yields. These rewards can be stacked, leading to significantly more yields due to DeFi smart contracts’ composability.

As of early Q2 2022, the Total Value locked (TVL) in DeFi exceeded $205 billion. The number could rise in the years ahead as its solutions find mainstream adoption.

Kaspa Finance and ViaBTC Capital Partner to Accelerate DeFi Innovation
Kaspa Finance and ViaBTC Capital Partner to Accelerate DeFi Innovation

Kaspa Finance and ViaBTC Capital ally to accelerate DeFi growth by elevating scalability and sustainable community-driven opportunities in the Kaspa ecosystem.

September 16, 2025
Apollo Credit Strategy Becomes Tokenized Product as Grove Commits $50M to ACRDX
Apollo Credit Strategy Becomes Tokenized Product as Grove Commits $50M to ACRDX

Grove anchors $50M in the nACRDX, launched with Plume and Centrifuge to bring Apollo’s institutional credit strategy onchain.

September 16, 2025
LinkLayerAI Taps ATT to Boost Web3 Adoption with AI-Powered Incentives and dApps
LinkLayerAI Taps ATT to Boost Web3 Adoption with AI-Powered Incentives and dApps

LinkLayerAI is driving Web3 adoption with ATT by integrating AI-powered incentives, dApps, and real-world utility for scalable user experiences.

September 16, 2025
Likwid.Fi Partners with RabitAI to Unlock DeFi Lending/Derivatives Trading Potential
Likwid.Fi Partners with RabitAI to Unlock DeFi Lending/Derivatives Trading Potential

Using AI-driven applications powered by RabitAI, Likwid.Fi improves customer experience, advances yields, and empowers users to seize the market efficiently.

September 15, 2025
Narrative Mindshare Analysis: Top 10 Performing DeFi Tokens With Strong Potential, Underlying Success Behind
Narrative Mindshare Analysis: Top 10 Performing DeFi Tokens With Strong Potential, Underlying Success Behind

The narrative mindshare analysis not only helped to point out the top 10 DeFi tokens to watch, but also provided insights on why these assets are trending.

September 15, 2025
OKX Wallet Integrates with Accountable to Enable Verified Financial Access
OKX Wallet Integrates with Accountable to Enable Verified Financial Access

OKX Wallet integrates with Accountable to provide real-time financial verification to boost trust, transparency, and secure management of verified cryptos.

September 14, 2025
Top DAO Projects by Social Activity: $TAO, $APE, and $HYPE Lead the Pack
Top DAO Projects by Social Activity: $TAO, $APE, and $HYPE Lead the Pack

LunarCrush ranks top DAO projects by social activity, with $TAO, $APE, and $HYPE are leading social engagement and interactions across Web3.

September 14, 2025
$BNB Hits New All-Time High at $929, Driving DeFi and Institutional Adoption
$BNB Hits New All-Time High at $929, Driving DeFi and Institutional Adoption

$BNB hits $929, the new ATH that drives DeFi growth and institutional adoption with record transactions, liquidity, and real-world asset integration.

September 14, 2025
Lendr.fi Partners with BSCS Global to Power Tokenized RWA Assets across DeFi Communities, Web3 Cross-Chain Networks  
Lendr.fi Partners with BSCS Global to Power Tokenized RWA Assets across DeFi Communities, Web3 Cross-Chain Networks  

Through its collaboration with BSCS, Lendr.fi allows its tokenized assets to be accessible to DeFi investors worldwide, enabling its platform expansion.

September 12, 2025
PancakeSwap Expands Prediction Markets with $BTC and $ETH Predictions on BNB Chain
PancakeSwap Expands Prediction Markets with $BTC and $ETH Predictions on BNB Chain

PancakeSwap expands prediction markets on BNB Chain with $BTC and $ETH predictions to reward users with real-time transparency and elevated DeFi experiences.

September 12, 2025
Sushi Expands Multi-chain Reach with Berachain Integration
Sushi Expands Multi-chain Reach with Berachain Integration

Sushi has integrated with Berachain, the EVM-compatible PoL Layer-1. Users can now trade Berachain-native assets directly on Sushi’s UI.

September 12, 2025
DEX Platform D3X Exchange Partners with ZoroAI to Bring AI-Powered Intelligence to Multi-Chain DeFi
DEX Platform D3X Exchange Partners with ZoroAI to Bring AI-Powered Intelligence to Multi-Chain DeFi

By leveraging Zoro, D3X strengthens its ecosystem by adding cutting-edge AI capabilities, giving traders the power to trade efficiently and generate more yields.

September 11, 2025