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September 23, 2026 — RedotPay today announced that its subsidiary, Red Dot Lending (US), LLC has obtained its first two state-level US lending licenses*: a Regulated Lender License in Idaho and an Installment Loan Company License in Nebraska, enabling the company to offer certain lending products in both states upon its future launch in the United States.
The approvals expand RedotPay’s licensing footprint as it scales globally. RedotPay has filed over 20 more license applications in other states as part of its long-term strategy to establish a compliant base for a future US launch.
“Obtaining these US lending licenses is an important step in our regulatory strategy,” said a RedotPay spokesperson. “We are focused on building a compliant foundation to make digital finance more accessible, secure, and efficient around the world.”
These approvals add to RedotPay’s growing portfolio of US regulatory milestones, including a recent state-level US Money Transmitter License. They also completed an independent review of the AML/CFT controls of RedotPay’s licensed Hong Kong subsidiaries, conducted by a “Big Four firm,” which affirmed the strength of those controls.
Together with RedotPay’s existing security and compliance credentials, including ISO/IEC 27001 certification, PCI DSS compliance, and SOC 2 Type II certification, they reflect the company’s broader commitment to operating within robust regulatory and compliance frameworks across the markets it serves.
The regulatory milestones come as stablecoin-powered payments become increasingly integrated with payment, card, and financial-services infrastructure. RedotPay expects stablecoin-powered cards to reach $50 billion in annualized spend by 2028, underscoring the importance of robust regulatory compliance as the sector scales.
*The licenses were granted to Red Dot Lending (US), LLC, a RedotPay subsidiary (NMLS ID: 2818019).
About RedotPay
RedotPay is a global stablecoin-based payment fintech that integrates blockchain solutions with traditional banking and finance infrastructures. Our intuitive platform empowers millions around the world to spend and send digital assets, ensuring faster, more accessible and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving global adoption of secure and flexible stablecoin-powered financial solutions to bring crypto to real life. For more information, visit www.redotpay.com.
For media inquiries, please contact: press@redotpay.com
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This article is not intended as financial advice. Educational purposes only.
