Last Updated: October 29, 2026
XRP is trading near $1.29 on Thursday, October 29, the final day of Ripple’s Swell conference, giving back its event-week gains as the broader market sold off after the Federal Reserve’s hawkish hold, even after Ripple’s RLUSD stablecoin went live on Coinbase. Here is today’s XRP price, the levels that matter and what is driving the market.
Key Takeaways
XRP trades at approximately $1.29, down 2.24% over the past 24 hours and 2.78% over the past week, with a market capitalization of about $81.73 billion, according to CoinGecko. It sits about 64.6% below CoinGecko’s all-time high of $3.65 from July 2025, and about 66% below CoinMarketCap’s $3.84 record from January 2018.
RLUSD is now on Coinbase. Ripple’s dollar stablecoin went live on October 28 for US retail and institutional users in the Coinbase app, on Coinbase Exchange and on Coinbase Prime, with deposits and withdrawals on the XRP Ledger, Ethereum and Base. Ripple said Moody’s assigned RLUSD an A2 long-term rating, a first for a stablecoin.
Swell’s announcements are done and XRP has sold off with the market. The conference opened October 27 with a Robinhood partnership, BNY custody for XRP and RLUSD, a 24/7 treasury-yield product and a C2FO financing deal, and it wraps up today. XRP fell about 2.2% over 24 hours, underperforming Bitcoin and Ether.
The institutional base is intact. Ripple’s national trust bank received final OCC approval on October 26, and US spot XRP ETFs ended the week to October 23 with net inflows, though they recorded no net flows on October 27 or 28. Up to 1 billion XRP becomes eligible for release from Ripple’s escrow on November 1.
Metrics
| Metric | Value |
|---|---|
| Price | ~$1.29 |
| 24h Range | $1.29 to $1.34 |
| Market Cap | ~$81.73 billion |
| 24h Volume | ~$1.78 billion |
| All-Time High | $3.65 (July 2025, CoinGecko); $3.84 (January 2018, CoinMarketCap) |
| ATH Drop | -64.6% (CoinGecko) |
| Circulating Supply | ~63.35 billion XRP |
| Max Supply | 100 billion XRP |
Data: CoinGecko, October 29, 2026.
Price Analysis
XRP’s Swell rally has faded. It climbed from about $1.29 on Monday to about $1.344 early Wednesday, its highest level since October 22, then reversed as the Fed’s hawkish hold and today’s firm US data pulled the whole market lower, slipping back to about $1.29 on Thursday. It now sits just above its 200-day moving average near $1.28, below its 20-day near $1.33 and well below its 50-day near $1.40, based on CoinGecko daily closes.
The chart remains a well-defined range: a floor at $1.25 to $1.30 and a ceiling at $1.50 to $1.60, and XRP has bounced twice from the bottom of it, on October 18 and October 24. Swell has not always lifted the price, XRP fell about 12.6% during last year’s conference, so the post-event drift is the key risk. For the day’s news, see XRP news today; for market-wide data, crypto market today; and for industry stories, crypto news today.
Support and Resistance
| Level | Price |
|---|---|
| Resistance 2 | $1.40 |
| Resistance 1 | $1.34 |
| Current Price | ~$1.29 |
| Support 1 | $1.28 |
| Support 2 | $1.25 |
What Could Happen Next
Bullish scenario: a daily close back above $1.34 would put $1.40, the October 21 rejection high and the 50-day moving average, back in view. Sustained ETF demand or a follow-up RLUSD-related announcement would support the move.
Base scenario: XRP drifts between about $1.28 and $1.34 as Swell ends and the market digests the Fed, with the 200-day average near $1.28 acting as the near-term floor and the November 1 escrow release adding supply.
Bearish scenario: a daily close below $1.28 would open the $1.25 floor, which held on October 18 and October 24, and then $1.20, with analysts pointing to $1.11 below that.
For year-end and long-term targets, see our XRP price prediction.
Why Is XRP Trending Today
Swell is ending, and the market is unwinding its optimism. The conference runs October 27 to 29 at The Shed in New York, and its headline announcements, the Robinhood partnership, BNY custody for XRP and RLUSD, Ripple Treasury 24/7 Returns and the C2FO deal, are out. XRP is now retracing the week’s gains with the rest of crypto.
The RLUSD listing is the durable part. RLUSD went live on Coinbase on October 28 for retail and institutional customers, and Moody’s A2 rating makes it the first stablecoin with an investment-grade credit rating. RLUSD supply stands at about $2.5 billion, with more than $1 billion issued on the XRP Ledger. Our report on RLUSD’s Coinbase listing has the details.
The wider market is the bigger weight: Bitcoin is back below $80,000 after the Fed (Bitcoin news today), and Ether is among the week’s weakest majors (Ethereum news today). For other moves, see Dogecoin’s price page, Zcash news today and HBAR news today.
What Is XRP
XRP is the native asset of the XRP Ledger, a public blockchain built for fast, low-cost payments that went live in 2012. Transactions settle in three to five seconds through a consensus protocol run by validators, with no mining or staking. All 100 billion XRP were created at launch; Ripple, the company that uses XRP in its payment products and issues the RLUSD stablecoin, holds about 31.4 billion XRP in escrow and releases it in monthly tranches, re-locking most of it.
Top Factors Affecting XRP’s Price
ETF flows: US spot XRP ETFs hold about $1.48 billion in net assets, so steady inflows or outflows have a visible effect on a token with modest spot volume.
Escrow supply: Ripple’s monthly escrow releases, the next on November 1, add to circulating supply even after most of each tranche is re-locked.
XRP Ledger upgrades: native lending and single-asset vaults would give institutions a reason to hold and use XRP on the ledger itself.
Ripple’s business: RLUSD growth, Ripple Prime and new bank partnerships shape sentiment, although holders receive no share of Ripple’s revenue.
Regulation: XRP’s treatment as a digital commodity rests on the March 2026 SEC and CFTC interpretation; the stalled CLARITY Act would put it into law.
Bitcoin and macro: XRP still moves with Bitcoin and with US interest-rate expectations.
Exchange reserves: XRP balances on exchanges near one-year highs mean there is plenty of supply ready to sell into rallies.
XRP vs. Other Major Cryptocurrencies
| Asset | Price | 24h | 7d |
|---|---|---|---|
| Bitcoin | $79,941 | -0.94% | -2.13% |
| Ethereum | $2,317.35 | -0.95% | -3.28% |
| XRP | $1.29 | -2.24% | -2.78% |
| BNB | $742.45 | -1.21% | +1.08% |
| Solana | $100.24 | -1.23% | -3.81% |
| TRON | $0.3314 | +0.09% | +0.24% |
XRP is down about 2.8% over the week, a larger loss than Bitcoin (-2.1%) but smaller than Ether (-3.3%) and Solana (-3.8%), while BNB and TRON are the only majors in the green.
Summary
| Metric | Value |
|---|---|
| Current Price | ~$1.29 |
| Key Resistance | $1.34 |
| Key Support | $1.28 |
| Market Sentiment | Neutral (Fear & Greed 51) |
Compare Crypto Prices Today
| Asset | Live Price |
|---|---|
| Bitcoin | Bitcoin Price |
| Ethereum | Ethereum Price |
| XRP | XRP Price |
| Solana | Solana Price |
| BNB | BNB Price |
| TRON | Tron Price |
Where to Buy XRP
XRP is available on all major exchanges, including Binance, Coinbase, Kraken, KuCoin, Gate.io, OKX and Bybit. US investors can also use spot XRP ETFs from Bitwise, Canary, Grayscale, Franklin Templeton, 21Shares and REX-Osprey. To hold XRP yourself, use a wallet that supports the XRP Ledger and keep the 1 XRP account reserve in mind.
This article is for informational purposes only and does not constitute financial advice.
FAQ
What is the current price of XRP?
XRP trades at about $1.29 on October 29, 2026, down 2.24% over 24 hours and 2.78% over the past week, according to CoinGecko. Its market capitalization is about $81.73 billion, and about 63.35 billion XRP are in circulation out of a maximum of 100 billion. The 24-hour range runs from about $1.29 to $1.34.
What is XRP’s all-time high?
XRP’s all-time high is $3.84, set on January 4, 2018, according to CoinMarketCap. CoinGecko weights exchange prices differently and lists the $3.65 reached in July 2025 as the record. At about $1.29, XRP trades about 66% below the CoinMarketCap figure and about 65% below the CoinGecko figure.
Why is XRP moving today?
XRP is giving back its Swell gains on the conference’s final day, falling about 2.2% over 24 hours as the crypto market sold off after the Federal Reserve’s hawkish hold. The conference delivered a Robinhood partnership, BNY custody for XRP and RLUSD and a 24/7 treasury product, and RLUSD went live on Coinbase, but the price is drifting back toward its 200-day average near $1.28.
What is the key resistance level for XRP right now?
The first key resistance is about $1.34, Wednesday’s high and the level XRP needs to reclaim. Above it, $1.40, the October 21 rejection high and the 50-day moving average, is the next barrier. A daily close above $1.40 would signal a move toward the $1.50 to $1.60 ceiling.
What is the key support level for XRP right now?
The first key support is about $1.28, just below the 200-day moving average. The more important floor is $1.25, which held on October 18 and again on October 24. A daily close below $1.25 would open $1.20, with analysts pointing to $1.11 after that.
Is XRP a good investment right now?
That depends on your risk tolerance and time horizon. Supporters point to spot XRP ETFs, the Robinhood and BNY partnerships and Ripple’s RLUSD stablecoin, now listed on Coinbase. Skeptics note that banks can use Ripple’s services without holding XRP, monthly escrow releases add supply and the token has a history of fading after Swell. Only invest money you can afford to lose.
