- 0.2. Key Takeaways
- 0.4. XRP Price Metrics — June 29, 2026
- 0.6. XRP Price Today, June 29, 2026: Holding Above $1.00 Into Month-End
- 0.8. Why Is XRP Price Falling in June 2026?
- 0.10. Support and Resistance — June 29
- 0.12. CLARITY Act: August Is the Last Window
- 0.14. Ripple Fundamentals: The Gap Between Price and Progress
- 0.16. What Is XRP (Ripple)?
- 0.18. Top Factors Affecting XRP Price (Ripple Price)
- 0.20. XRP Price Summary Table
- 0.22. Compare Crypto Prices Today
- 0.24. Where to Buy XRP
- 0.26. FAQ
Last Updated: June 29, 2026
XRP price is $1.0455 on June 29, 2026 — down 0.41% — holding just above the $1.0333 intraday low as Ripple enters the final session of June with the worst monthly performance in over a year. The 4H chart is fully bearish: MA(7) at $1.0492, MA(25) at $1.0517, and MA(99) at $1.1284 are all stacked above current price. XRP has shed roughly 18% in June alone, tracking Bitcoin’s monthly decline almost point for point while carrying additional downside from collapsing CLARITY Act passage odds. The $1.00 psychological floor has been tested multiple times and held — but each retest erodes the support incrementally.
Key Takeaways
- XRP price at $1.0455 on June 29, down 0.41%; 24H high $1.0591, 24H low $1.0333
- 4H fully bearish: MA(7) $1.0492, MA(25) $1.0517, MA(99) $1.1284 — all above price
- June monthly performance: approximately –18% — worst month since the 2025 bear cycle
- $1.0092 cycle low (June 26) held three sessions; $1.00 psychological floor intact
- CLARITY Act Senate odds at 48% on Polymarket — August recess is the last realistic 2026 window
- XRPL hosts $3.5B in tokenized RWAs; RLUSD at $1.72B market cap; XRP ETFs $1.3B+ accumulated
- Ripple CEO Garlinghouse criticised Strategy’s Bitcoin model on June 27, reaffirming XRP utility thesis
- June 30 monthly close is critical — same logic applies as Bitcoin
XRP Price Metrics — June 29, 2026
| Metric | Value |
|---|---|
| XRP Price (current) | $1.0455 |
| 24h Change | –0.41% |
| 24h High | $1.0591 |
| 24h Low | $1.0333 |
| Cycle Low (June 26) | $1.0092 |
| 4H MA(7) | $1.0492 |
| 4H MA(25) | $1.0517 |
| 4H MA(99) | $1.1284 |
| Market Cap | ~$65.1B |
| Circulating Supply | 62.24B XRP |
| Max Supply | 100B XRP |
| Key Resistance | $1.0492 (MA(7)) → $1.0517 (MA(25)) → $1.1284 (MA(99)) |
| Key Support | $1.0333 (24H low) → $1.0092 (cycle low) → $1.00 |
| XRP ATH | $3.65 (Jul 18, 2025) |
| ATH Drawdown | ~71.4% |
XRP Price Today, June 29, 2026: Holding Above $1.00 Into Month-End
Ripple price is holding the $1.03–$1.06 range for the third consecutive session — a narrow consolidation band that has formed directly above the $1.0092 cycle low. On the 4H chart, the structure is clean in its bearishness: every moving average sits above price, volume has been declining steadily since the June 26 capitulation spike, and no recovery attempt has managed to close above MA(7) at $1.0492 since the selloff began.
The June 30 monthly close carries the same weight for XRP as it does for Bitcoin. A close above $1.05 would preserve the narrative that the June decline was a macro-driven flush rather than a structural breakdown. A close below $1.00 — which would require a further 4.5% decline from current levels — would be a historically significant event: the first monthly close below $1.00 for XRP since November 2024, before the post-election rally began.
Why Is XRP Price Falling in June 2026?
XRP’s June decline has two distinct drivers that operate independently but compound each other.
The first is macro: the Fed’s hawkish June 17 FOMC — forward guidance eliminated, nine officials projecting a rate hike — repriced risk assets across the board. Bitcoin fell from $73,674 to $58,115; XRP followed with similar percentage losses.
The second is XRP-specific: CLARITY Act Senate passage odds collapsed from 74% in May to 48% on Polymarket by late June. XRP is the large-cap asset most directly exposed to CLARITY Act news because the bill’s passage would classify XRP as a commodity under CFTC jurisdiction — removing the SEC regulatory overhang that has weighed on institutional adoption since 2020. When passage probability falls, XRP sells off harder than Bitcoin or Ethereum. When it rises, XRP outperforms. The 48% current reading is essentially a coin flip, which means the premium or discount applied to XRP from this catalyst is in flux daily.
Support and Resistance — June 29
| Level | Type |
|---|---|
| $1.1284 | Resistance — 4H MA(99) |
| $1.0517 | Resistance — 4H MA(25) |
| $1.0492 | Resistance — 4H MA(7) |
| $1.0455 | Current price |
| $1.0333 | Support — 24H low |
| $1.0092 | Support — June 26 cycle low |
| $1.00 | Support — psychological floor |
| $0.92–$0.95 | Support — next major zone if $1.00 fails |
CLARITY Act: August Is the Last Window
The CLARITY Act is on the Senate Legislative Calendar under General Orders (Calendar No. 423) and is formally eligible for a floor vote. Senate majority leader scheduling is the single most market-moving event that does not depend on economic data — a floor vote commitment would immediately shift Polymarket odds and cascade through XRP price within minutes of the announcement.
What passage means for Ripple price concretely: institutional investors who currently cannot hold XRP due to unresolved regulatory status would gain access to the asset through existing regulated channels. Ripple’s On-Demand Liquidity corridors — currently used for messaging in some cases rather than full XRP conversion due to legal caution — would convert to active settlement. XRP spot ETF inflows, currently at $1.3 billion cumulative, would accelerate as the regulatory risk premium collapses.
For a full breakdown of what the bill contains and why it matters, see our article on the CLARITY Act.
Ripple Fundamentals: The Gap Between Price and Progress
Despite XRP’s –71% drawdown from its $3.65 ATH, Ripple’s operational 2026 metrics represent the strongest year in the company’s history. The XRPL hosts $3.5 billion in tokenized real-world assets — up from $991 million at the start of the year. RLUSD reached a $1.72 billion market cap with over $18 billion in Q1 2026 transfer volume. Ripple Prime joined the DTCC’s NSCC participant directory in March, placing XRP-linked infrastructure inside the clearing rails that process trillions in daily settlement volume. JPMorgan, Mastercard, Ondo Finance, and Ripple completed the first cross-border tokenized Treasury redemption on the XRPL in May, clearing in under five seconds.
The gap between these metrics and XRP’s price is the central tension of the asset’s 2026 narrative. That gap closes either through price catching up to fundamentals — which requires the CLARITY Act catalyst or a sustained macro recovery — or through fundamentals deteriorating to match price, which nothing Ripple has reported suggests is happening.
What Is XRP (Ripple)?
XRP is the native digital asset of the XRP Ledger — an open-source blockchain launched in 2012 and designed for fast, low-cost global payments. Transactions settle in 3–5 seconds at fractions of a cent. Unlike Bitcoin or Ethereum, XRP does not rely on mining — the ledger uses a consensus protocol validated by a network of trusted nodes.
Ripple Labs uses XRP in its On-Demand Liquidity service, which allows financial institutions to move funds internationally using XRP as a bridge currency — eliminating pre-funded nostro accounts. The SEC lawsuit against Ripple, filed in 2020, was effectively resolved in 2025 when the SEC dropped its appeal following court rulings that secondary market XRP sales do not constitute securities transactions. That legal clarity is the foundation of XRP’s institutional appeal in 2026, and CLARITY Act passage would cement it permanently at the federal statutory level.
Top Factors Affecting XRP Price (Ripple Price)
1. CLARITY Act passage odds
The single most important 2026 catalyst for XRP price. Passage before the August recess would unlock institutional ODL adoption at scale and collapse the regulatory risk premium built into Ripple price. Senate odds at 48% on Polymarket are the primary variable to track week to week.
2. XRP spot ETF inflows
XRP ETFs have accumulated over $1.3 billion since November 2025 despite price weakness — sustained institutional demand independent of short-term sentiment. ETF flow reversals are the most reliable leading indicator for XRP’s near-term price direction.
3. ODL expansion and RLUSD adoption
ODL volume is projected to grow 30–50% year-over-year across active corridors. Each bank that converts from messaging to full XRP settlement creates recurring demand that does not depend on market sentiment. RLUSD’s $1.72 billion market cap and $18 billion in Q1 transfer volume confirm the payments infrastructure is working at institutional scale.
4. Macro environment and Bitcoin correlation
XRP trades with high beta to Bitcoin during risk-off events but absorbs additional selling when CLARITY Act odds deteriorate simultaneously. The two factors compounded in June 2026 — a macro selloff combined with regulatory uncertainty — producing XRP’s worst monthly performance since the 2025 bear cycle. For the latest market context, see our crypto market today update.
5. Tokenized real-world assets on XRPL
The XRPL’s $3.5 billion tokenized asset base is growing rapidly. As institutional issuers deploy more tokenized Treasuries, equities, and funds on XRPL, transaction volume and XRP fee activity increase — creating structural demand independent of speculative flows.
6. Ripple IPO and holder arrangements
Ripple CEO Brad Garlinghouse has hinted at a potential special arrangement for XRP holders connected to Ripple Labs’ anticipated IPO. No structure has been finalised, but any confirmed holder benefit would function as a direct demand catalyst for XRP price.
7. Competition from stablecoin payment rails
SWIFT’s blockchain settlement advances and the rise of USDC and USDT on high-throughput chains represent the most direct competitive threat to XRP’s ODL use case. Ripple’s advantage is speed and cost — 3–5 second settlement at fractions of a cent — but that edge narrows as competing payment infrastructure improves.
XRP Price Summary Table
| Metric | Value |
|---|---|
| XRP Price (June 29, 2026) | $1.0455 |
| 24h Change | –0.41% |
| 24h High | $1.0591 |
| 24h Low | $1.0333 |
| Market Cap | ~$65.1B |
| Circulating Supply | 62.24B XRP |
| 4H MA(7) | $1.0492 |
| 4H MA(25) | $1.0517 |
| 4H MA(99) | $1.1284 |
| June Cycle Low | $1.0092 (June 26) |
| All-Time High | $3.65 (Jul 18, 2025) |
| ATH Drawdown | ~71.4% |
Compare Crypto Prices Today
| Asset | Price (June 29) | 24h |
|---|---|---|
| Bitcoin (BTC) | ~$59,213 | –1.57% |
| Ethereum (ETH) | ~$1,570 | –0.8% |
| XRP | $1.0455 | –0.41% |
| Solana (SOL) | ~$70 | –2.3% |
| BNB | ~$554 | –0.4% |
| TRON (TRX) | ~$0.321 | +0.1% |
Where to Buy XRP
Binance — deepest XRP/USDT liquidity globally. Bybit — spot and perpetual XRP pairs. Coinbase — regulated U.S. platform. Kraken — strong compliance record. KuCoin — broad XRP pair selection. Gate.io — wide token range. OKX — spot and futures XRP trading.
This page is updated regularly. Prices shown are approximate and may differ from live data. Nothing on this page constitutes financial advice. Always conduct independent research before investing.
FAQ
What is XRP price today, June 29, 2026?
XRP price is $1.0455 on June 29, 2026, down 0.41% over 24 hours. The 24H range is $1.0333–$1.0591. The 4H chart is fully bearish: MA(7) at $1.0492, MA(25) at $1.0517, and MA(99) at $1.1284 all sit above current Ripple price. The $1.0092 cycle low from June 26 has held across three sessions, and the $1.00 psychological floor remains intact. The June 30 monthly close is the critical data point — a close above $1.05 preserves the base formation; a close below $1.00 would be the first since November 2024.
Why is XRP price falling in June 2026?
XRP price has fallen roughly 18% in June 2026 due to two compounding factors. First, the Fed’s hawkish June 17 FOMC repriced risk assets broadly — Bitcoin fell 19.7% for the month and XRP tracked it closely. Second, CLARITY Act Senate passage odds collapsed from 74% in May to 48% on Polymarket — a bill that would directly re-rate XRP by removing SEC regulatory uncertainty. The combination of macro pressure and regulatory uncertainty produced XRP’s worst monthly performance since the 2025 bear cycle.
What will Ripple price be at end of June 2026?
Ripple price on June 30 will likely close in the $1.03–$1.06 range based on current price action. June opened at approximately $1.27, hit a low of $1.0092 on June 26, and is on track for roughly an 18% monthly loss. A close above $1.05 preserves the technical base; a close below $1.00 would signal a structural breakdown and open $0.92–$0.95 as the next support zone.
What is the CLARITY Act and why does it matter for XRP price?
The Digital Asset Market Clarity Act would classify XRP as a commodity under CFTC jurisdiction, removing SEC regulatory uncertainty that has weighed on Ripple price since 2020. Senate passage odds stand at 48% on Polymarket; the August recess is the hard deadline. Passage would directly unlock institutional ODL adoption at scale and collapse the regulatory risk premium currently embedded in XRP price. For a full breakdown, see our article on the CLARITY Act.
What is Ripple’s XRP all-time high?
XRP’s all-time high is $3.65, reached on July 18, 2025. As of June 29, 2026, Ripple price trades approximately 71.4% below that record at $1.0455. The 2026 cycle low is $1.0092, established intraday on June 26 — three sessions ago and not retested on a closing basis since.
What has Ripple achieved in 2026?
Despite XRP’s price weakness, Ripple’s 2026 operational progress is the strongest in company history. The XRPL hosts $3.5 billion in tokenized real-world assets. RLUSD reached $1.72 billion market cap with over $18 billion in Q1 transfer volume. Ripple Prime joined the DTCC’s NSCC participant directory. JPMorgan, Mastercard, Ondo Finance, and Ripple completed the first cross-border tokenized Treasury redemption on XRPL in May 2026, clearing in under five seconds. XRP spot ETFs have accumulated over $1.3 billion since November 2025.
