Last Updated: October 23, 2026
XRP traded near $1.31 on the morning of October 23 (UTC), down about 0.6% over 24 hours and about 1.6% over seven days, according to CoinMarketCap. The token climbed to about $1.40 on Wednesday, October 21, its highest level in ten days, but was rejected there and fell to about $1.30 on Thursday as a selloff in tech stocks and a jump in oil prices pulled the whole crypto market lower.
Three things shape the XRP picture this week. Spot XRP ETFs are taking in money again after their 13-week inflow streak ended, with about $3.55 million on October 22, according to SoSoValue. The fixCleanup3_4_0 bug-fix amendment did not activate on October 23 as planned, because validator support briefly fell below the threshold on October 21 and restarted its two-week countdown. And whale deposits to Binance have climbed to their highest monthly average since March, according to CryptoQuant.
The next dates are close together. Ripple’s Swell conference runs October 27 to 29 in New York, the Federal Reserve announces its rate decision on October 28, and 1 billion XRP becomes eligible for release from Ripple’s escrow on November 1.
Key Takeaways
- XRP trades near $1.31, down 0.61% over 24 hours and 1.58% over seven days, according to CoinMarketCap. Market capitalization is about $83.2 billion, 24-hour volume is about $1.59 billion and circulating supply is 63.12 billion XRP. On Binance, XRP peaked at $1.3992 on October 21, then fell to $1.2954 on October 22 and closed the day down about 4%.
- US spot XRP ETFs recorded net inflows of about $3.55 million on October 22, all of it into Franklin Templeton’s XRPZ, according to SoSoValue data reported by Odaily. That followed about $708,520 on October 21 and two sessions with no reported flows. Net assets stand at about $1.49 billion, and cumulative net inflows since launch are about $1.80 billion.
- The fixCleanup3_4_0 amendment missed its October 23 activation. Validator support fell to 26 of 35 at 12:54 UTC on October 21, according to XRPL Dashboard, which reset the two-week countdown. Support returned to 29 within two hours and later reached 31. XRPLWin now projects activation at about 14:46 UTC on November 4, provided support stays above 80% throughout.
- Native lending on the XRP Ledger is further away. The fix adjusts the lending code, but the Lending Protocol amendment needs its own vote and had 19 of the 29 votes required on October 19, so it has not started a countdown.
- Whale inflows to Binance, counting transfers of more than 1 million XRP, reached a monthly average of about $112.4 million, the highest since March, according to CryptoQuant analyst Darkfost. Deposits do not always mean selling, since transfers can also reflect custody changes or collateral moves.
- Ripple’s stablecoin business kept expanding. Cross River Bank said on October 15 that it is integrating Ripple USD (RLUSD) on the XRP Ledger into its core banking platform, and Ripple Prime added round-the-clock perpetual swaps on more than 100 real-world asset markets the same day.
XRP Market Overview
| Metric | Value |
|---|---|
| Price | $1.31 |
| 24h Change | -0.61% |
| 7d Change | -1.58% |
| Market Cap | ~$83.2 billion |
| 24h Volume | ~$1.59 billion |
| Circulating Supply | 63.12 billion XRP |
Data sourced from CoinMarketCap, morning of October 23 (UTC); daily highs and lows from Binance XRP/USDT.
XRP News Today: Price Analysis
The week started with a recovery. XRP rose from about $1.30 on Monday to a high of about $1.40 on Wednesday, its first test of that level in ten days, as Bitcoin pushed toward $85,000 and Ether briefly topped $2,500. Sellers stepped in at $1.40, the bottom of the band that capped XRP earlier in October.
Thursday erased the gain. A 2.6% drop in the Nasdaq, driven by doubts about AI spending after Meta and Tesla earnings, and Brent crude above $111 a barrel on reports of new Iran strike plans hit risk assets across the board. XRP slid to $1.2954 on Binance, while Bitcoin fell to about $80,989. At the low, XRP was down about 6% over 24 hours, roughly twice Bitcoin’s loss.
The $1.30 level held on a closing basis, and XRP traded near $1.31 to $1.32 on Friday morning. Over seven days, XRP is down about 1.6% against about 0.6% for Bitcoin, a much smaller gap than the previous week. Our XRP price page has live quotes and the January 2018 all-time high of $3.84.
ETF demand has turned positive again, but it is small. After the first weekly outflow in 14 weeks, the funds recorded no flows on two days, about $708,520 on October 21 and about $3.55 million on October 22. Franklin Templeton’s XRPZ accounted for all of Thursday’s inflow and has now taken in about $519 million since launch. The amounts are modest next to the $75 million weekly inflows of a few weeks earlier, but they came on a day when Bitcoin ETFs lost about $635.5 million.
On the ledger, the bug fix slipped by almost two weeks. The fixCleanup3_4_0 amendment had exactly the 29 votes it needed for most of its countdown, so the loss of three votes for under two hours on October 21 was enough to reset it. Support has since risen to 31 of 35 validators, which gives it more room this time. The fix closes a loophole that could let an account authorized only to burn tokens create new ones, and it revises how vaults round amounts and how the lending code treats late loans.
The vote tallies are tracked on the XRP Ledger’s known amendments page. The delay matters for Evernorth, whose plan to lend from its roughly 473 million XRP treasury depends on native lending being switched on.
The flow data is mixed. CryptoQuant’s Darkfost counts a monthly average of about $112.4 million in whale-sized XRP deposits to Binance, up about $72 million since August, though recent days have been closer to normal. Santiment puts XRP’s 365-day MVRV ratio near 0.92, which means the average buyer of the past year is holding at a loss, a reading that has often marked tired selling rather than fresh panic.
Analysts are split on the chart. ChartNerd says a weekly close below the 20-week exponential moving average could expose a retest of $1.00, while reclaiming $1.33 would open a path to $1.50 to $1.55. Analyst Gopal flags a possible double top with a $1.25 neckline. Our XRP price prediction for 2026 covers the longer-term targets, and our analysis of whether XRP can reach $500 sets out the market cap math for higher targets.
Support and Resistance Levels
| Level Type | Price |
|---|---|
| Key Resistance | $1.40 |
| Immediate Resistance | $1.33 |
| Immediate Support | $1.30 |
| Key Support | $1.25 |
$1.40 is Wednesday’s rejection high. $1.33 is the level analysts want XRP to reclaim to restart the recovery. $1.30 held on Thursday’s close after an intraday dip to about $1.295. $1.25 is near the October 18 low and the neckline of the possible double top. Analysts cite $1.20 and $1.00 as the next zones below it. Levels are illustrative, not guaranteed.
Why Is XRP Trending Today?
XRP is trending because it was rejected at $1.40 and fell back to $1.30 in Thursday’s market-wide selloff, because the XRP Ledger bug fix that was due on October 23 has been pushed to an expected November 4, and because spot XRP ETFs returned to inflows while Bitcoin ETFs saw their largest outflow since June. For the full market picture, see crypto market today, and for today’s other headlines, check crypto news today.
What This Means for the Days Ahead
Next week brings the busiest stretch of XRP’s month. Ripple’s Swell conference runs October 27 to 29 in New York, where traders will look for product and partnership news. The Federal Reserve announces its rate decision on October 28 after September’s 25 basis point increase to 3.75% to 4.00%. Prediction markets put the chance of another hike at about 6%.
On November 1, two escrow objects holding a combined 1 billion XRP become eligible for release. Ripple-controlled escrow held 31.40 billion XRP on October 18, and Ripple has re-locked about 70% of the 12 billion XRP released over the previous 12 monthly cycles, including 700 million of the 1 billion released on October 1. The fixCleanup3_4_0 amendment is then projected to activate on November 4.
| Date | What to Watch |
|---|---|
| October 23 to 26 | Weekly US spot XRP ETF flows after the first outflow week in 14 weeks |
| October 27 to 29 | Ripple Swell conference, New York |
| October 28, 2:00 p.m. ET | Federal Reserve rate decision |
| November 1, 00:00 UTC | 1 billion XRP becomes eligible for release from Ripple’s escrow |
| November 4, about 14:46 UTC | Projected activation of the fixCleanup3_4_0 amendment, if support stays above 80% |
On the chart, XRP needs to hold $1.30 and then $1.25 to avoid confirming a double top. A reclaim of $1.33 would put $1.40 back in play, and a close above $1.40 would open the $1.45 to $1.55 zone.
Momentum has improved from last week’s oversold readings but has not turned up. The bounce to $1.40 was the strongest of the month, yet it failed at the same band that stopped XRP in early October, so the next test of that level will show whether buyers are getting stronger.
See how other majors are trading today on Bitcoin News Today, Ethereum News Today, Zcash News Today, and Hedera (HBAR) News Today.
Compare Crypto Prices Today
| Asset | Price Page |
|---|---|
| Bitcoin | Bitcoin Price |
| Ethereum | Ethereum Price |
| XRP | XRP Price |
| Solana | Solana Price |
| BNB | BNB Price |
| TRON | TRON Price |
Where to Buy XRP
XRP can be bought on major exchanges including Binance, Coinbase, Kraken, KuCoin, Gate.io, OKX, and Bybit. US investors can also get exposure through spot XRP ETFs in a brokerage account.
Data sources: CoinMarketCap and Binance (prices and volume), SoSoValue via Odaily (ETF flows), XRPL Dashboard and XRPLWin (validator votes), CryptoQuant (whale inflows), Santiment (MVRV), and the XRP Ledger known amendments page.
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency markets are volatile; always do your own research before investing.
FAQ
What is the price of XRP today?
XRP trades near $1.31 on the morning of October 23, 2026, down about 0.6% over 24 hours and 1.6% over seven days, according to CoinMarketCap. Market capitalization is about $83.2 billion and 24-hour volume about $1.59 billion. XRP reached about $1.40 on October 21 before falling to about $1.30 on October 22, and it remains roughly 66% below its 2018 high of $3.84.
Why did XRP drop on October 22?
XRP fell almost 6% on October 22 as the whole crypto market sold off. A 2.6% drop in the Nasdaq on AI-spending doubts and Brent crude above $111 on reports of new Iran strike plans hit risk assets, and Bitcoin ETFs lost about $635.5 million. XRP had also just been rejected at $1.40, a level that capped it earlier in October.
Are XRP ETFs seeing inflows again?
Yes, on a small scale. After their first weekly outflow in 14 weeks, US spot XRP ETFs took in about $708,520 on October 21 and about $3.55 million on October 22, all into Franklin Templeton’s XRPZ, according to SoSoValue. Net assets are about $1.49 billion, and cumulative net inflows since launch are about $1.80 billion, close to their record.
When will the XRP Ledger bug fix go live?
The fixCleanup3_4_0 amendment was due on October 23, but validator support briefly fell to 26 of 35 on October 21, which restarted its two-week countdown. XRPLWin now projects activation at about 14:46 UTC on November 4 if support stays above 80%. Native lending needs a separate amendment, which had 19 of the 29 votes required on October 19.
